Proof of Care is a simple line of code (adventure money), directly connecting world investors, doctors, and children in need via smart contracts.
It then delivers free one to one healthcare transparently and after all this, replenishes its own funds giving it an ROI.
Like a 24/7 bottomless Coca-Cola vending machine for child poverty healthcare. Its evolutionary, its popular, and its working in Africa!
Introduction: Proof of Care and Adventure Investing
Meet Marian—a thriving young woman in Tanzania who was once a child in medical poverty. Today, Marian is proof of what’s possible: a healthier, empowered individual who transformed her life and became part of a system designed to help others achieve the same.
The Problem:
Over 5 billion people live in medical poverty, with countless children in urgent need. The challenge isn’t the demand—it’s delivering solutions effectively and sustainably.
The Solution:
Proof of Care is a platform that directly connects donors, doctors, and children in need. By combining technology, transparency, and purpose, we’ve built a system that transforms lives while delivering measurable returns.
Why It’s Revolutionary:
Proof of Care introduces Adventure Investing to enhance donating:
- Like gambling, but everyone wins—not the house.
- Like donating, but with measurable ROI.
- Like investing, but smarter—impacting lives while creating value.
How It Works:
At its core, Proof of Care employs simple yet powerful technology:
- Smart Contracts ensure funds are tied to verified individual outcomes, eliminating corruption and inefficiencies.
- Replenishable Funds multiply the impact of every dollar, compounding its value after each success.
- Scalable Model backed by science, reducing costs while expanding reach.
- Verifiable Impact through videos and data, offering funders transparency and trust.
The Benefits:
- For the child: life-saving surgery and a brighter future.
- For the community: empowerment, economic growth, and health.
- For funders: a tangible return on investment with measurable social impact.
Join us to profit with purpose and be part of a movement where everyone wins.
Proof of Care offers a new way to invest—combining financial growth with measurable, real-world impact.
- For Families: Share the joy of making a difference and teach the next generation about meaningful giving.
- For Adventurers: Experience the excitement of helping others while growing your wealth.
- For Changemakers: Join a system that delivers measurable results and tackles global challenges.
- For Investors: Achieve solid financial returns while making a tangible impact.
Why Choose Proof of Care?
- Build Wealth While Doing Good: Align your financial goals with improving lives.
- Learn Through Experience: See cutting-edge technologies like blockchain and smart contracts create real change.
- Discover Purpose: Connect with people, outcomes, and a deeper meaning behind your investments.
- Adventure Investing: A bold new way to grow wealth while helping others.
Proof of Care is simple, impactful, and transformative. If you’re ready to make a difference while achieving financial success, this is your opportunity.
Adventure Investing: Thrilling, Helping Others, Making Money
Now a question of the 3 of you please?
Child in Need: What do you want right now?
I want to get better, I want to feel good and I want to grow up and take care of my family and make enough money to live on and be happy. Marian
Medical Solution: What do you want right now?
I want to do my job better and the child be healthy. I want to take care of my family and make enough money to live on and be happy. Dr Elibariki & Light
Money: What do you want right now?
I want to make a difference, I want the child in need to be healthy. I want to take care of my family and make enough money to live on and be happy. J&J
We all want the same things. So do you think on a massive scale, it's then possible to achieve billions of healthy children, millions of better doctors and funders who make a difference - to radically change child medical poverty by making money? What a worthwhile adventure!
I hope your answer was yes as its already started. This is was and is Marian.
Proof of Care Whitepaper
reducing child medical poverty on a massive scale in Sub Sahara Africa through mathematics and understanding the true value of money
Mal James Melbourne Australia
Masters Graduate (with distinction) RMIT Blockchain for Enabled Business Melbourne Australia
MoreChildSurgeries.com Child Surgeries Tanzanian Foundation and Proofofcare.org
December 2022 Updated December 2024
Contents
Executive Summary
Problem
Solution
1000 Child Surgeries Completed
Scaling transactions x 1000s to $1 billion annually
Stage One (medical and payments system beta) completed
Stage Two Smart Contracts
Stage Three Adventure Investing
Property v Shares v Crypto
Risks and Mitigation
References and Conclusion
Team
Executive Summary
Rahman
Proof of Care redefines how we address child medical poverty by aligning the self-interests of funders, healthcare providers, and those in need.
Using blockchain and smart contracts, we optimize each dollar’s value by ensuring measurable outcomes, reducing waste, and enabling funds to regenerate for repeated use. This compounding effect amplifies impact, creating a sustainable cycle of care and investment.
Our model bridges the gap between donation and investment, transforming fleeting aid into scalable, measurable solutions that directly connect funders to life-changing results for children in poverty.
Proof of Care delivers real impact, measurable ROI, and a better future for all stakeholders.
Got time for an African, Asian, Australian and American riddle?
In Africa why is Coke ubiquitous yet medicines so scarce, they're very similar?
The answer: The value of money is different.
The Problem
Has not been the size of the child surgical poverty problem, as proven by Coke ($ everywhere in Africa) and vaccines (health solutions that doubled life expectancy in Tanzania in our lifetime).
The problem has been the misalignment on the value of money between the need, the solution, the funder and the connecting intermediaries. Its the differing values placed on the money that prevents trust, innovation and scale.
But before we go to the Solution - lets check out market size
Extreme medical poverty in Africa • 38 times less doctors • 22 times fewer nurses •135 times less health $ spent per capita. Tanzania v Australia
Sources: Lancet Global Surgery 2015
World Bank
In 2015, the Lancet Commission on Global Surgery published a pivotal report titled “Global Surgery 2030,” highlighting significant disparities in surgical care worldwide. The Commission, co-chaired by Dr. John G. Meara and Dr. Andy Leather, brought together experts from over 110 countries to address these challenges.
Key Findings:
Limited Access to Surgical Care: Approximately 5 billion people lack access to safe and affordable surgical and anesthesia services. This gap predominantly affects low- and middle-income countries, leading to preventable deaths and disabilities.
Economic Impact: The absence of surgical care results in significant economic losses. It’s estimated that low- and middle-income countries could face a cumulative loss of $12.3 trillion in economic productivity by 2030 due to untreated surgical conditions.
Need for Additional Procedures: To address the unmet surgical needs, an additional 143 million surgical procedures are required annually. This would help prevent unnecessary deaths and disabilities from treatable conditions.
Financial Protection: Each year, 33 million individuals face catastrophic health expenditures due to surgical costs, pushing them into poverty. Ensuring financial protection is crucial to prevent such economic hardships.
Recommendations:
Strengthening Health Systems: Integrate surgical care into national health plans to ensure it’s recognized as a fundamental component of healthcare.
Workforce Development: Invest in training and retaining surgical and anesthesia professionals to build a robust healthcare workforce.
Infrastructure Investment: Develop and equip healthcare facilities to provide safe surgical services, especially in underserved regions.
Financial Risk Protection: Implement policies that protect individuals from catastrophic health expenditures related to surgical care.
Dr. John G. Meara and Dr. Andy Leather are prominent figures in global health, particularly in the field of global surgery.
Dr. John G. Meara
Dr. John G. Meara is the Kletjian Professor of Global Surgery and Director of the Program in Global Surgery and Social Change at Harvard Medical School. He also serves as the Plastic Surgeon-in-Chief at Boston Children’s Hospital.
Dr. Meara co-chaired the Lancet Commission on Global Surgery, which produced the influential “Global Surgery 2030” report, outlining strategies to improve surgical care worldwide.
His work focuses on integrating surgical care into global health agendas, emphasizing the importance of accessible and affordable surgical services.
Dr. Andy Leather
Dr. Andy Leather is a Professor of Global Health and Surgery at King’s College London and the Director of King’s Global Health Partnerships.
He co-chaired the Lancet Commission on Global Surgery alongside Dr. Meara, contributing to the “Global Surgery 2030” report.
Dr. Leather’s work focuses on strengthening health systems in low-resource settings, particularly in Africa, through partnerships that enhance surgical care and training.
Both Dr. Meara and Dr. Leather have significantly advanced the global surgery agenda, advocating for the integration of surgical care into health systems to improve outcomes in underserved regions.
Are you ready for a solution? First a test. Enjoy
Test for Proof of Care:
Join all 9 dots using a maximum 4 straight lines whilst not lifting your pen off the page - the 9 dot puzzle.
Its about thinking outside the box
Ok now the Proof of Care Solution
This is not a concept, this has already worked over 1000 times. We are looking to scale.
Proof of Care is a blockchain-based funding, delivery, and reporting system for life-changing surgeries for children in Sub-Saharan Africa.
- Funding: 25% of funds directly support surgeries, while 75% is held in a collective investment pool, creating a compounding financial model.
- Delivery: Smart contracts ensure funds are used for verified medical outcomes.
- Reporting: Success is validated through three videos, tying funding directly to measurable impact.
By transforming each dollar into a renewable, compounding resource, Proof of Care aligns the interests of funders, medical providers, and communities, creating a scalable, self-sustaining model that funds up to $1 billion in surgeries annually.
Yes but how does that work in real life. Sounds all theory? This is happening right now. Live. 1000 small solutions completed with Proof of Care
PLEASE NOTE SOME IMAGES OF CHILDREN’S OPERATIONS MAY NOT BE SUITABLE FOR ALL AGES. WE DO GET PARENTAL PERMISSIONS FOR PHOT0S TO GO UP WHICH HELPS KEEP TRACK OF WHERE CHILDREN ARE AT AND REDUCE MISTAKES Go direct to public surgery google sheet click here
Stage One completed: Proving you can make a difference
We fund via % of our income every month – low-cost, high-impact, safe, local, family-permissioned, life-changing surgeries when no other satisfactory option for the child, is available to the family, due to poverty.
Trained surgeons. No one religion, no politics. No further intervention after this one magic life-changing moment.
1. Work is referred between business
2. Instead of fee, sponsor surgeries
3. Client sign up and work done
4. Paid and %$ go to child surgeries
5. %$ sits in morechildsurgeries a/c
6. Child found who needs surgery
7. Child video to morechildsurgeries
8. Agree to fund child surgery
9. Child to Diagnosis – Video
10. Child to Surgery fix – Checklist
11. Child to Village – Aftercare video
12. We Verify & Pay Medicals
need: More and Better Child Surgeries.
Transaction of identifying an individual need, the skilled and cost competitive solutions, and verifying reviews using Weekly Zoom meetings to discuss Google sheets of children in need with diagnosis, surgery and aftercare mobile phone videos, supported by WhatsApp and Google Translate communications and moving towards AI with local outreach and aftercare workers.
solution providers: Quality Incentives. Those connected with child in need receive payments with bonuses if they value quality care. Outreach, surgeons, hospital infrastructure, admin, transport, food vendors and more.
Surgeons and medical staff credentials are checked in the large majority of cases – eg for educational background and other surgeon references. We have around ten employed staff on the ground working in interconnecting ways for the child but reporting in differently.
We have made 7 visits to Tanzania in 10 years.
We use W.H.O. Checklist systems for quality control.
Currently we work with Child Surgeries Tanzania, KCMC, ALMC, Selian and many smaller providers of food, transport
We also feel One Acre Fund, Living Goods and Kiva have models we are trying to connect with.
money: Trust: agreed monthly payment schedules of google sheet accounts and working towards blockchain request formats from locals, verifiable completion evidence by locals and payments from escrow to locals anywhere in the world.
measurements: Individual $ + local videos are our success units, not international charity reports. Beyond the medical need and solution, we are building an independent network for transactional connection across cultures to facilitate future growth….but all is on generic platforms……nothing bespoke.
verification: Currently we are operating on a donor system and the ROI is the quality of the communication (3 Videos, Google Sheets, WhatsApp, Zoom Meetings and monthly receipts). James Buy Sell and Shelter by the Bay from Melbourne Australia are two significant donors.
Lobikieki
Magda
Scaling 1000 surgeries x 1000 hospitals @ $1000USD
= $1 Billion annually
Three systems Proof of Care is focussed on
- Medical system of blockchain and smart contracts moving from general project funding in advance to individual child surgery funding in escrow.
- Money feedback system of collecting, verifying and distributing for quality, cost and repeatability.
- Investment ROI that will encourage the community, solution providers and funders to see greater value in the money against other yardsticks.
to build a new category of adventure investment
The thrill of gambling, but keeping your money. The care for others, but getting some money back and the focus of investing but with fun and good for the world. POC Adventure Invest.
Stage Two: Proof of Care Medical Systems
Blockchain, Smart Contracts and Cryptocurrency
Proof of Care (POC) blockchain isn’t just about helping the poor through surgery or rehab—it’s about transforming the way money works for those in need by improving the value of information.
How It Works:
Boosting Value Through Better Information:
- POC acts like a supply chain, making information flow better.
- Better information increases the value of money used for care.
- Example: A working Coke vending machine sells a lot of Coke. A broken one sells none. POC makes the system work, like the functioning machine.
Verified Outcomes, Not Promised Projects:
- Funds are held in escrow until care providers deliver verified results.
- This reduces risk and focuses on proven solutions.
- Example: Buying a can of Coke is more reliable than buying a share in a future Coke company.
Replenishing Funds:
- Money isn’t spent once—it’s reused and grows in an investment pool.
- This creates a cycle of focus and an ongoing, increasing value.
- Example: Buy a Coke, drink it, and the machine refills your can endlessly.
The Impact:
Proof of Care transforms how money helps those in need from a fleeting donation to an ongoing investment.
It’s the local people mostly but in part it’s also Proof of Care.
Blockchains: Modern blockchains are fast, low-cost, and globally accessible, providing a shared, trusted ledger for instant transactions, video verification, and AI-driven evidence authentication. We are currently focussed on the Solana network.
Privacy: Self-custody technology allows individuals to securely store digital assets, personal IDs, and sensitive medical data on their devices, promoting freedom and reducing dependency on external institutions vulnerable to corruption or delays. We are looking at Solana Pay and Shopify.
Regulated Stablecoins: High-quality stablecoins, held in self-custody wallets, streamline transactions with escrow functionality, significantly reducing corruption risks by minimizing intermediaries.
Enhanced Compliance Tools: Blockchain analytics and transaction monitoring now support compliance with sanctions, anti-money laundering, and counter-terrorism financing at a global scale—still improving but increasingly effective.
Improved Healthcare Connectivity: Hospitals and medical services are becoming more technologically linked, connecting them to external donor resources and enabling remote diagnoses and telehealth solutions. Curerntly we have NO interconnecting systems as that would require bespoke IT and training which we are against.
Widespread Mobile Access: Mobile phones and digital payment access have surged, with 80% of the extreme poor now connected, fostering small, scalable, locally sustainable solutions.
Expanding Real-Time Payment Systems: More countries now offer real-time payment systems and crypto exchanges, enabling seamless, instant exchanges between stablecoins and local currencies.
FAQ: Is Proof Care trying to replace charities? No, the opposite if wanted and efficient. All code and concepts will be open source, available to all on a public blockchain. If it can be done better by another then more power to them.
The ultimate goal is increase wealth for all, not just a few.
Stage Three: Self interest Adventure Investment
Increasing the value of money for all
Proof of Care coins combine purpose and value, creating a unique way to invest in meaningful change.
Asset-Backed Value:
- Each coin is backed by real assets from the investment pool.
- Example: If the pool grows, your coin’s value grows too—like owning a share in a successful venture.
Limited and Purposeful Issuance:
- Coins are minted only when:
- Market price is paid.
- A child’s surgery is funded.
- No more than 1,000,000 coins are issued annually.
- Example: Limited supply, like a rare collectible, ensures value.
- Coins are minted only when:
Market-Driven Pricing:
- Coin prices are tied to:
- The size of the investment pool.
- The measurable impact of surgeries funded.
- Confidence in growth and purpose.
- Example: Like stock prices, value depends on performance and trust.
- Coin prices are tied to:
Adventure Investing:
- Coins offer a blend of risk and reward with impact:
- Like gambling, but everyone wins.
- Like donating, but with measurable ROI.
- Like investing, but with heart.
- Example: Fund a surgery, watch lives change, and choose to reinvest or profit.
- Coins offer a blend of risk and reward with impact:
Proof of Care coins let you make a measurable difference while growing your wealth. It’s a simple, scalable way to invest with purpose.
Stage Three: Endowment or enDOAment investing
We have a proprietary Blockchain, Smart Contracts and Crypto Ratings System
- Analysis: What do we want, is this any good, is this it, how do we do it. Analysis of the Project and the Business.
- Implementation
- Review
Key Points on Cryptocurrency Investment Strategy:
- Understand the Cryptocurrency Landscape
- Know the Assets: Learn the technology, use cases, and communities behind cryptocurrencies.
- Study Blockchain: Understand concepts like consensus mechanisms, smart contracts, and scalability.
- Track Market Trends: Stay informed on regulations, technological advances, and adoption rates.
- Categorize Cryptocurrencies
- Bitcoin (BTC): Digital gold; store of value.
- Ethereum (ETH): Platform for decentralized applications (dApps) and smart contracts.
- Altcoins: Cryptocurrencies like Cardano (ADA), Solana (SOL), and Polkadot (DOT) with unique use cases.
- Stablecoins: Pegged to traditional assets (e.g., USD) for price stability.
- NFTs: Digital assets representing ownership, often used in art and gaming.
- Consider Tax and Liquidity Implications
- Record Keeping: Maintain detailed transaction logs.
- Professional Advice: Consult tax experts familiar with cryptocurrency laws in your region.
- Keep some money aside
- Stay Updated on Regulations
- Compliance: Ensure investments meet legal requirements.
- Adaptability: Adjust strategies as regulations evolve.
- Invest in Continuous Education
- Learning Resources: Use reputable courses and sources to deepen your knowledge.
- Networking: Engage with other investors and professionals to exchange insights.
- Exercise Discipline and Emotional Control
- Avoid Impulses: Make decisions based on analysis, not emotions.
- Stick to Your Plan: Stay consistent with your strategy during market ups and downs.
Regularly Review Investments
- Periodically evaluate your portfolio to ensure it aligns with your goals and risk tolerance.
- Address Risk Factors
- Acknowledge risks like market volatility, technology challenges, and regulatory changes.
- Develop strategies to mitigate these risks, reflecting a responsible investment approach.
Analysis
- Project Fundamentals: Evaluate the core fundamentals of a cryptocurrency project, including its whitepaper, development team, technological innovation, and real-world applications.
- Community and Adoption: Assess the project’s community engagement and adoption rate. Active communities and increasing user adoption can be indicators of a project’s potential success.
- Whitepapers: Evaluate the project’s goals, technology, and use cases.
- Development Activity: Frequent updates indicate ongoing development.
- Community Engagement: A strong, active community can be a positive sign of a project’s viability.
- Market Capitalisation: In the crypto market, market cap serves as a proxy for a project’s size and stability. Small-cap cryptocurrencies may offer higher growth potential but come with increased volatility and risk.
- Price-to-Earnings (P/E) Ratio Equivalent: While traditional P/E ratios don’t apply directly to cryptocurrencies, consider metrics like the Network Value to Transactions (NVT) ratio, which compares market cap to transaction volume, to gauge valuation.
- Assess Growth Potential
Scalability: Determine whether the cryptocurrency’s technology can handle increased usage and transactions, which is crucial for long-term growth.
Innovation: Identify projects that offer unique solutions or improvements over existing technologies, as innovation can drive adoption and value appreciation.
Understand the Business
- Know What You Invest In: In the crypto space, this means thoroughly researching the technology, use cases, and teams behind various cryptocurrencies.
- Assess the Business Model: Evaluate how a cryptocurrency project plans to generate value. Look for clear revenue models, such as transaction fees, staking rewards, or unique services that address real-world problems.
- Competitive Advantage: In crypto, this translates to projects with unique features, strong developer communities, or first-mover advantages that are hard to replicate.
- Network Effects: Projects that benefit from network effects, where the value increases as more users join, can have a significant edge. Bitcoin and Ethereum are prime examples, with extensive user bases and developer support.
- Strong Financials: While traditional financial metrics may not apply directly, assess the project’s funding, tokenomics, and sustainability. Projects with transparent funding and prudent financial management are preferable.
- Low Debt Levels: In the crypto context, this means avoiding projects that rely heavily on external funding without a clear path to self-sustainability.
- Experienced Team: Research the backgrounds of the project’s founders and key team members. Prior experience in blockchain or related industries is a positive indicator.
- Transparency: Look for projects that maintain open communication with investors and the community, providing regular updates and being transparent about challenges and progress.
- Intrinsic Value: Determine the intrinsic value of a cryptocurrency by evaluating its utility, adoption rate, and potential for future growth. Compare this to its current market price to assess if it’s undervalued. Where is it now compared to other coins from the past
- Margin of Safety: Invest with a cushion to protect against errors in judgment or unforeseen market downturns. This means buying cryptocurrencies that are trading below their intrinsic value.
Implementation
Embrace a Contrarian Mindset
- Identifying Market Lows: Monitor periods of widespread negative sentiment, such as after regulatory crackdowns or significant market corrections, which may present buying opportunities.
- Avoiding Herd Mentality: Resist the urge to follow popular trends without thorough analysis, as these can lead to overvalued investments.
- Maintain Flexibility and Open-Mindedness
- Exploring Innovations: Stay open to emerging technologies and projects that may offer unique value propositions.
- Avoiding Bias: Do not dismiss new assets or sectors without proper evaluation.
- Be Prepared for Volatility: The cryptocurrency market is known for significant price swings:
- Emotional Discipline: Avoid making impulsive decisions based on short-term market fluctuations.
- Long-Term Perspective: Focus on your long-term investment goals and avoid reacting to daily price changes.
Adopt strategies that align with our objectives and market conditions:
- Dollar-Cost Averaging (DCA): Invest a fixed amount regularly, regardless of asset price, to reduce the impact of market volatility.
- Position Sizing: Limit the proportion of your portfolio allocated to any single asset.
- Stop-Loss Orders: Set predetermined exit points to minimize potential losses.
- Continuous Monitoring: Regularly review your portfolio and adjust based on performance and market conditions.
- Capitalisations.
- Buy and Hold (HODL): Purchase assets with the intention of holding them long-term, capitalising on potential appreciation over time.
- Liquidity
- Active Trading: Engage in frequent buying and selling to exploit short-term market movements; this requires significant time and expertise.
Prioritise Long-Term Holding Over Speculation?
Given the extreme volatility of cryptocurrencies, adopting a long-term perspective can help investors weather short-term price fluctuations. However, it’s crucial to recognize that the long-term viability of many cryptocurrencies remains uncertain, and this strategy carries inherent risks.
Review
Secure the Investments
- Hardware Wallets: Store cryptocurrencies offline to safeguard against hacking.
- Two-Factor Authentication (2FA): Enable 2FA on all accounts to add an extra layer of security.
- Reputable Exchanges: Conduct transactions through well-established and secure platforms.
Prioritise Security Measures
- Regular Updates: Keep software and devices updated to protect against vulnerabilities.
Focus on Low-Cost Investments Cost vs Security
- A core tenet is minimising investment costs to maximise net returns. In the cryptocurrency space, this translates to being mindful of transaction fees, management fees for crypto funds, and other associated costs. Opting for platforms and investment vehicles that offer low fees can help preserve returns.
Implement Risk Parity
This is difficult?
- Use Stablecoins for some Stability: Incorporate stablecoins to provide liquidity and reduce overall portfolio volatility?
Maintain Liquidity
- Invest in Liquid Assets: Focus on cryptocurrencies with high trading volumes to facilitate easy entry and exit.
- Avoid Illiquid Tokens: Be cautious with investments in tokens that have low liquidity, as they can be difficult to sell without significant price impact.
How Proof of Care has lasting value
Proof of Care to have asset backing
Share Prices
How They Work:
- Ownership Stake: Shares represent ownership in a company. Share prices reflect the perceived value of the company’s future earnings.
- Stock Exchanges: Shares are traded on stock exchanges, where supply and demand determine the price.
- Factors Affecting Prices:
- Company Performance: Revenue, profits, and growth expectations heavily influence prices.
- Market Sentiment: Investor confidence and market trends can push prices up or down.
- Economic Indicators: Interest rates, inflation, and macroeconomic conditions impact stock prices.
- Dividends and Earnings Reports: Regular updates from companies influence price expectations.
- Supply and Demand: Limited supply of shares combined with high demand can drive prices higher.
Key Drivers:
- Fundamental analysis (profits, cash flow, assets).
- Speculation and investor psychology.
- Regulatory changes affecting the business environment.
Property Prices
How They Work:
- Tangible Asset: Property prices reflect the value of physical real estate.
- Local Market Dynamics: Prices are influenced by local supply and demand for housing or commercial space.
- Factors Affecting Prices:
- Location: Proximity to amenities, schools, transport, and economic centers.
- Supply and Demand: Limited housing supply in desirable areas raises prices.
- Interest Rates: Higher rates make mortgages more expensive, reducing demand and potentially lowering prices.
- Economic Conditions: Employment rates, wage growth, and GDP affect affordability and demand.
- Government Policies: Taxes, zoning laws, and incentives (e.g., first-home buyer grants) influence prices.
Key Drivers:
- Market liquidity is generally slower than stocks or cryptocurrencies.
- Long-term appreciation often linked to inflation, population growth, and urban development.
- Speculative bubbles can occur but are less volatile compared to cryptocurrencies.
Cryptocurrency Prices
How They Work:
- Decentralised Digital Assets: Prices are determined entirely by market supply and demand on cryptocurrency exchanges.
- No Intrinsic Value: Most cryptocurrencies lack cash flow, physical assets, or intrinsic earnings, making their valuation speculative.
- Factors Affecting Prices:
- Adoption and Utility: Broader adoption and real-world use cases (e.g., smart contracts, payment systems) can increase demand.
- Speculation: Prices are highly influenced by market sentiment, news, and investor behaviour.
- Supply Dynamics: Some cryptocurrencies have fixed supplies (e.g., Bitcoin), while others can mint new coins, affecting scarcity.
- Regulation and Security: Regulatory announcements and concerns about security breaches or fraud can impact prices significantly.
- Technology Upgrades: Innovations like scalability improvements or energy efficiency can drive demand.
- Market Manipulation: The lack of central oversight makes cryptocurrencies vulnerable to manipulation by large holders (“whales”).
Key Drivers:
- Extreme volatility compared to shares and property.
- Strong influence from market speculation and hype cycles (e.g., bull runs, fear-of-missing-out).
- Limited fundamental metrics for valuation (e.g., network activity or developer engagement).
Stage Three: Proof of Care Adventure Investing
Thrilling, Helping Others, Making Money
Who Joins Proof of Care Adventure Investing?
Adventure investors combine purpose, curiosity, and calculated risk-taking. They are:
Purpose-Driven Risk Takers:
- They take bold, thoughtful risks to create change.
- Example: Balancing financial returns with funding a child’s surgery.
Socially Conscious Investors:
- They care about issues like poverty and healthcare inequality.
- Example: Investing not just for profit but to make lives better.
Innovative Thinkers:
- Attracted to blockchain and smart contracts for transparency and efficiency.
- Example: Using cutting-edge tools to fund real-world impact.
Adventurers at Heart:
- They see investments as stories with real-life outcomes.
- Example: Turning funding into a life-saving surgery for a child.
Visionaries:
- They believe in scalable solutions that transform aid and investment.
- Example: Backing a system like Proof of Care to redefine impact investing.
Adventure investing is for those who want more than returns—they want purpose and measurable impact.
Investment Objectives and Risk Tolerance
- More/better child surgeries, more/better staff incentives, more sustainable infrastructure (hospitals, teaching, funding)
- Long-Term: 1000 surgeries in 1000 hospitals @ $1000 each annually managed locally. In the short term donations to provide momentum and current surgeries
- Risk Tolerance: Transparent and Low to High
Risks - Child - Low Risk is our Tolerance
Identifying potential risks and challenges, along with strategies to mitigate them, demonstrates Proof of Care’s preparedness and transparency.
Regulatory Uncertainties
The regulatory landscape for cryptocurrencies is continually evolving. Governments worldwide are developing new regulations to address the unique challenges posed by digital assets. This dynamic environment can impact the legality and profitability of crypto investments, as policies may change rapidly, affecting market conditions and investor confidence.
Security Vulnerabilities
Despite blockchain’s reputation for security, the ecosystem is not immune to cyber threats. Cryptocurrency exchanges and wallets have been targets of hacks, leading to significant financial losses for investors.
Technological Risks
The rapid development of blockchain technology introduces potential technical challenges. Issues such as scalability, interoperability, and the risk of obsolescence can affect the viability of blockchain projects.
Market Manipulation and Fraud
The relatively unregulated nature of the cryptocurrency market makes it susceptible to manipulation and fraudulent schemes. Investors may encounter pump-and-dump schemes, Ponzi schemes, and other deceptive practices that can lead to significant financial losses.
Environmental Concerns
Certain cryptocurrencies, particularly those using proof-of-work consensus mechanisms like Bitcoin, have been criticized for their environmental impact due to high energy consumption. This has led to increased scrutiny and potential regulatory actions aimed at mitigating environmental harm, which could affect the future viability of such cryptocurrencies.
Liquidity Risks
The liquidity of some cryptocurrencies can be limited, especially for lesser-known tokens. This can make it challenging to buy or sell assets without significantly impacting their price, potentially leading to losses or difficulties in exiting positions.
Diversification
In the context of cryptocurrencies, this would involve allocating funds across various digital assets rather than concentrating on a single one. However, it’s important to note that the cryptocurrency market is highly correlated, meaning that many digital assets tend to move in tandem. Therefore, while diversification can help, it may not provide the same level of risk mitigation as in traditional markets.
Diversification helps mitigate risk by spreading investments across various assets:
Need to consider outside Crypto?
- We will have a concentrated Portfolio: While Buffett prefers concentrated portfolios, in the volatile crypto market, diversification can help mitigate risks. Allocate investments across different sectors (e.g., DeFi, NFTs, Layer 1 protocols) and market
- Risk Management: In crypto investing, allocate your portfolio across different sectors (e.g., DeFi, NFTs, Layer 1 protocols) and market caps to balance potential returns and risks.
- Large-Cap Cryptocurrencies: Allocate a portion to established assets like Bitcoin and Ethereum, which have substantial market capitalizations and liquidity.
- Mid and Small-Cap Cryptocurrencies: Allocate a portion to emerging projects with growth potential but higher risk.
- Stablecoins: Include stablecoins to provide liquidity and reduce overall portfolio volatility.
- Consider Blockchain Stocks and ETFs: Considering investing in companies and exchange-traded funds involved in blockchain technology to gain indirect exposure.
Conclusion: Proof of Care: A New Way to Create Impact
Proof of Care uses blockchain and smart contracts to turn money into measurable, multiplying impact.
How It Works:
- Funding is tied directly to outcomes, ensuring every dollar delivers real results.
- Example: A child’s surgery is funded only when success is verified.
Adventure Investing:
- Invest with purpose, track measurable returns, and reinvest to amplify impact.
- Example: Your investment funds care, grows in value, and keeps creating change.
Scalable and Sustainable:
- Combines innovation with accountability to align the needs of children, providers, and funders.
- Example: The Proof of Care coin is backed by assets, ensuring transparency and trust.
Proof of Care transforms money into a tool for solving real-world problems while benefiting all stakeholders. It’s not just about growing wealth—it’s about transforming lives.
References - Medical
ChatGPT has been used at selective times to improve readability
Who is Proof of Care
Our Clear Role in Proof of Care:
- Maintenance of Coin to rigour to goals delivery
- Investment return to need, solution and money
- Marketing of the Proof of Care solution.
3 Goals of Proof of Care Coin:
- More/better child surgery outcomes for children in medical poverty – (need)
- More/better incentives for medicos to improve child surgeries (solution)
- Improved sustainability of hospital networks via ongoing funding (money)
Call to Action:
For those interested in learning more about how Proof of Care can benefit both affluent and impoverished communities, or to join the waiting list for Proof of Care coins, please contact Mal at [email protected] or 0408 107 988.
